LOANS & SAVINGS
Finance made simple. Opportunities made accessible.
At Horvat Financial, we’re committed to helping Australians achieve more with their money — whether through flexible loan solutions or structured Savings Plans designed to grow your wealth with purpose.
We work with a wide network of banks, non-bank lenders, and private partners to deliver personalised financial solutions that fit your life — not the other way around.
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→ Apply for a Loan
→ Explore Savings Plans
What We Offer
Tailored Mortgage Solutions
Property Loans
Find the right home loan, refinance, or investment property loan from our extensive panel of lenders.
Business Finance Solutions
Business Loans
Finance tailored for growth — from working capital to equipment, vehicles, and development funding.
Grow your wealth with confidence
Savings Plans
Structured fixed-term plans offering attractive expected annual returns, helping you reach your goals sooner.
Our Philosophy
We believe in:
• Transparency: Clear terms and honest guidance.
• Simplicity: Finance doesn’t have to be complicated.
• Results: Delivering measurable value to our clients.
Our clients include homeowners, investors, business owners, and professionals who value genuine expertise and personal attention.
Our Difference
• Expert team with access to multiple lending networks
• Flexible solutions for both individuals and businesses
• Structured Savings Plans with competitive expected returns
• Relationship-based service, not a call centre
→ Meet with a Horvat Financial adviser today
Loans Made Simple
Whether you’re buying a property, growing a business, or funding a new project, Horvat Financial helps you secure the right loan at the right rate.
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We work with over 40 lenders — including major banks, non-bank lenders, and private financiers — to tailor funding solutions for your goals.
Property Loans
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First Home Buyers
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Refinance and Consolidation
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Investment Property Loans
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Construction & Development Finance
→ Compare options and get pre-approval
Business Loans
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Working Capital Finance
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Equipment & Vehicle Loans
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Business Expansion
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Short-Term & Private Funding
→ Apply for a business loan today
Why work with the broker
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Access multiple lenders, not just one
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Save time and money
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Get expert advice and personalised service
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Support through every step — from application to settlement
Ready to Get Started?
Contact our lending specialists today for a free consultation.
Savings Plans
Grow your wealth with confidence.
Our Savings Plans are designed to offer attractive expected annual returns over fixed terms, giving you clarity and control over your financial future.
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Each savings plan represents a managed private investment opportunity, where your funds are allocated to carefully selected projects, designed to provide consistent, expected returns.
Savings Plans Options
Plan Term Expected Annual Return* Payout Frequency
2 Years 14% p.a. Paid yearly
3 Years 16% p.a. Paid yearly
4 Years 18% p.a. Paid yearly
5+ Years 20% p.a. Paid yearly
Returns are expected only and not guaranteed. All investments carry risk. Terms and eligibility apply.
Why Choose a Horvat Savings Plan
- Competitive expected returns
- Transparent terms and reporting
- Managed opportunities backed by real assets
- Annual payouts for consistent income
- Flexible terms starting from 2 years
How It Works
1. Select Your Plan – Choose your preferred term and investment amount.
2. Start Your Plan – Complete a simple application and verification process.
3. Earn Expected Returns – Receive annual payouts and detailed progress reports.
→ Start your Savings Plan today
Important Note
Horvat Financial is not a bank or an authorised deposit-taking institution. Savings Plans are structured private investment opportunities with expected returns that may vary. Always consider your risk tolerance and seek financial advice before participating.
Clients Share Their Stories
"Horvat Financial has been instrumental in providing us with valuable financial insights that have transformed the way we manage our financial journey. Their commitment to excellence is truly commendable."
Anna Green
"I highly recommend Horvat Financial for their professionalism and dedication to client success. Their team goes above and beyond to ensure that all financial matters are handled efficiently and accurately."
Robert Johnson
"Horvat Financial has been a game-changer for our financial journey. Their expertise and attention to detail have helped us achieve our financial goals with confidence."
Emily White
